We all know what is happening right now. A white policeman places his knee on the neck of a black man, who is handcuffed, turned over on his stomach. The policeman’s knee remains steady on the black man’s neck, holding him in place, for approximately 9 minutes. The black man’s Read more…
Recently and article detailed how it is entirely credible to think that Donald J Trump is a CI, a confidential informant for the FBI. Second generation links to the Mafia and financial ties and commitments to Russia. An in the open coup d’ etat where Hillary Rodham Clinton won the Read more…
Advertisement: A written or electronic communication in the public media such as newspapers, magazines, radio, and television addressed to an unknown audience. Contrast with: Sales Literature. Note: this sounds like any old advertisement placement. When we move on to formulas and special regulations you’ll see the advertisement in the financial Read more…
As a child. about five years of age, I informed my father that I liked animals more than people. He promptly told me that was wrong. The Earth has circled the Sun many, many times since my brief declaration of animal love to my father. Nothing has changed. My feelings Read more…
The very first time I heard a Mother of a Black son talk about having to teach and warn her child about the “ways of the world” was an interview of Mia Farrow. As nearly everyone knows, she is an adoptive and natural birth mother. The interview in question was Read more…
Sunday morning treat. Home made biscuits. I was running low on butter so I made some fresh butter. Here is the recipe: 2 cups of heavy cream 1/4 teaspoon of salt Mix in food processor for 10 minutes. Done!
We all know what happened and how violence has erupted throughout the country (US). The details are too gruesome and painful to repeat one more time. A man in the prime of his years. A man with a family that loves him has been murdered for no justifiable reason by Read more…
Capricorn Science bids the month of May a beautiful and grateful farewell as we welcome June into our lives. June is a glorious month that celebrates pearls and roses, has the longest daylight hours in the northern hemisphere and the shortest daylight hours in the southern hemisphere. How cool is Read more…
Advance Refunding: A method of eliminating a bond as an obligation of the issuer. This is accomplished by issuing a new bond issue and using the proceeds to purchase government obligations which will be escrowed and used to provide debt service until maturity of the original issue ( escrowed to Read more…
Advance Refunded Bonds: Bonds whose debt service is paid by escrowed funds. Also called Prerefunded Bonds. Escrow: Money or securities held by a third party until conditions of a contract are met.
Since I was a child I’ve been fascinated by Geisha’s. No reason in particular. No one in my family shared this interest nor was it ever mentioned. I must have seen an image somewhere and it clicked and this sense of knowing has remained with me my entire life. One Read more…
Ad Valorem Tax: A tax based on the assessed value of real property. Assessed Valuation: The value of real estate is used for tax purposes. Real Property: Real estate such as land and/or buildings. Note: there are some basic formulas used to calculate the ad valorem tax of your property Read more…
Administrator: (1) A person appointed by the court to handle the assets and liabilities of a decedent, typically when the deceased died without a will (interstate). (2) The official or agency that is empowered to supervise or conduct the Uniform Securities Act in each state.
Since before ‘ politician” was a word they have been trying to get away with anything that they can. From this pattern we get the word Demagogue, whereby a politician lies to his potential constituents to get them to vote or approve of whatever measure he or she is cooking Read more…
We have all learned about separation of State and Church, the three arms of government and it’s safeguard , the Fourth Power. In theory this is beautiful and solid. At present date we have a Republican Senate owned and operated by the Oligarchy plus foreign enemies. The Presidency is the Read more…
We are honored to unveil the presidential painting of our beloved President Obama. Seldom had such wisdom and humility sat in one chair and we welcome his image like we welcome fresh air. Let the world continue in its process. In the mean time, we have this image to thank Read more…
Adjustment Bond: See Income Bond; Income Bond: A corporate debt issue that pays interest only when, and if, the company has income. Also called an adjustment bond. Note: Corporate meaning issued or created by a corporation. Debt meaning a loan. Interest payment are monies paid in exchange for this loan. Read more…
Writing for this blog has become a thought provoking and wide plus narrow research kind of job. For example, we are living such trying times that I felt the need for an antidote. The word happiness jumped into my mind. Okay, so let’s address the subject of happiness and how Read more…
Additional Takedown: A portion of the underwriting spread for a municipal issue defined as total takedown less concession. Municipal Issue aka as municipal bond or issuing municipal debt . Concession: A part of the underwriting spread that the selling group receives from the syndicate for helping to sell a new Read more…
Additional Bonds Test: A requirement that before additional bonds, which will be secured by assets or revenues already pledged to existing bonds, can be issued, that specific financial requirements must be met. Generally, the main requirement is that debt service coverage for the original and new bonds must be at Read more…